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Refinance Loans:

Refinancing your California mortgage loan with Platinum Funding can help you accomplish many goals, such as lower your interest rate and monthly payment, while also improving your quality of living. Many homeowners choose to access the equity in their homes to receive cash for home improvements, to pay for college tuition, to buy a new car, or any other high-cost purchases, but there are a number of other benefits that refinancing can offer.

Lowering your current California mortgage loan rate is one of the most traditional forms of the refinance transaction, and has become even more common in the recent years with historically low interest rates.

Shortening the term of a mortgage is another popular transaction. Paying off a mortgage loan in a shorter amount of time can save you several thousand dollars over the length of a loan.

Refinancing may also give you the option of lower monthly payments, so that you have more cash available. Lowering your monthly payments usually depends on your current interest rate and the amount of equity in your home.

Debt Consolidation is quickly increasing in popularity, as homeowners include their high-interest debt in their new mortgage loans.

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